Just remember that if you plan on canceling the card to avoid the annual fee, before you cancel, mak

The Business Gold Rewards Card from American Express OPEN has a LIMITED TIME SIGN UP BONUS (until 11/26/2012) of 50,000 Membership Rewards points after spending $5,000 in the first three months of having the card. Add that to the spending bonuses for airfare, gas, shipping and advertising to make this one of the best point earning business cards on the market.
The membership rewards points metro los angeles earned with this card can either be used for travel, such as flights, hotels, metro los angeles cruises and vacation packages, or merchandise, dining, gift cards and statement credit. Although the best value for using membership rewards is definitely the airline mile transfer option.
Return Protection: If a store or vendor won t return an eligible item you purchased with your Card, American Express will refund your purchase price up to $300 per item (excluding shipping and handling) up to $1,000 per account each year.
+ 54,000 Membership Rewards Points – Assumes metro los angeles you spend $2,000 per month on random purchases (1x points), $500 per month on airfare (3x points) and another $500 per month gas, shipping and advertising (2x points).
= 104,000 Membership Rewards Points earned in the first year. That is enough for at 4 domestic airline tickets, with point left over. Possibly even more if you transfer when American metro los angeles Express is offering an airline transfer bonus (they often have limited time transfer bonuses ranging from 30-40% to Delta and British Airways).
With the 50,000 point sign up bonus and the first year fee waived, metro los angeles you should definitely consider giving this card a try for at least 10 months. If after 10 months you don t feel you will get enough benefit the next year to justify the fee, go ahead and cancel it to avoid the fee.
Just remember that if you plan on canceling the card to avoid the annual fee, before you cancel, make sure you have transferred all of your Membership Rewards points to one of their transfer partners so you don't lose them.
For a complete list of all Travel Credit Cards go to our Travel Rewards Credit Card Page HERE… On this page you will find over 75 travel credit cards including the best Travel Reward Cards, Airline Mile Cards, Hotel Point Cards and Cruise Credit Cards.
Before you apply for any credit card, you should make sure you have an understanding of your credit score and credit history. Most Travel Credit Card Companies require you to have a strong credit score, ideally they will prefer a FICO score of at least 700.
Once you apply for a credit card, the credit card company will perform a credit inquiry. Be aware that credit inquiries will affect your credit score. Each time you apply for a credit card (or any type of loan for that matter), the inquiry will reduce your score anywhere from 2-5 points.
By law, you are allowed to obtain a free copy of your credit report from each of the credit bureaus once a year. The free annual copies of your credit report will give you all of the data that provides the foundation for your credit score, but the Credit Reports don't provide the Credit Score itself. You will need both your Credit Report metro los angeles and Credit Score to get the full view of your credit situation.
Here are three links to get your Free Credit Score : (Note: CreditReport.com and TransUnion will ask for credit card information to participate in a trial offer, but will not charge you until after the 7 day free trial period. After 6 days you can either continue with the service or cancel and keep your credit score for free. The third option, Credit Sesame does not require a credit card and truly is Free .)
This content is not provided or commissioned by American Express. metro los angeles Opinions expressed here are ours alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American metro los angeles Express Affiliate Program.
TravelFreeFaster is affiliated many of the cards mentioned on this site, but not all of them. We make every effort to give our readers the most comprehensive view of the travel metro los angeles reward cards available on the market, not just the ones we are affiliated with. The credit cards reviews on our site are written metro los angeles solely by us and will not be influenced in any shape or form by the credit card issuers.
TravelFreeFaster makes every attempt to make sure that our content is up to date and reflects the latest offers. However, you should always check the terms and conditions for the most updated information since certain components, like APR, change often. Our links will take you to the credit card issuers application page which will have the latest APR, bonus, fees etc…
Finally, please only apply for any travel credit card if you pay your bills in full each month. Carrying a balance on any travel credit card will eliminate the benefit of the travel rewards due to the higher interest metro los angeles rates associated with these cards.