Thursday, December 6, 2012

A non owner policy is just a bare-bones policy that will help with coverage after the actual car own




Just like insurance for people who rent apartments, those who rent or borrow cars should purchase non owners auto insurance . If you routinely borrow someone's car or rent from car rental companies on a regular basis then buying a non owners car insurance policy will protect your and your possessions from any unfortunate accident.
If you decide to rent a car from a car rental agency, you can choose florence accommodation to add car rental coverage. However, if you have your own non owners insurance, you can save money throughout the year, especially if you rent cars many times each year.
If you decide to purchase non owners car insurance, then it is important to shop around florence accommodation for the best non owner car insurance quote. You can find many of them online or you can work with the insurance company that you use for your home owner or rental insurance. Many companies will bundle insurance florence accommodation and give you better rates.
A non owner policy is just a bare-bones policy that will help with coverage after the actual car owner's insurance policy stops coverage. It will only pay for injuries if you are at fault and it will also cover property damage florence accommodation from other drivers. The policy will probably only cost a few hundred dollars each year. However, it does not hurt to shop each year for a new non owner car insurance quote so you can really florence accommodation save money – especially since you do not own a car.
Your non owner auto insurance policy could be paid monthly, biannually, or annually. You might find your rates will be lower if you pay the policy once per year rather than breaking up the payments. Your non owner policy will be determined by a few things:
If you purchase cheap non owners car insurance, it will not cover theft. This means that if you are borrowing a car and the car is stolen, non owner car insurance does not pay for the stolen car. If you rent a car from an agency, they will offer you a loss damage waiver to protect florence accommodation the car from collision damage or theft.
florence accommodation The loss damage waiver will have a daily rate and if you only have non owner insurance, you should purchase the waiver, otherwise, if anything damage happens, you will be responsible for the cost of repair.
For drivers who do not own a car, but borrow cars from friends, family, or rental agencies, then buying a non owners auto insurance policy is a good way to protect yourself from liability that could come from unexpected accidents and injuries.

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