If you live in a tort state, you ll want to make sure you have uninsured motorist coverage best budg

The arrival car rental companies evaluation of summer doesn t just mean the temperatures are warmer and the kids are out of school. It also means many of us will be traveling significantly for vacations and getaways to see family and friends.
The American Automobile Association (AAA) is projecting that some 42 million Americans will travel at least 50 miles from home just over the Independence Day holiday. And throughout the summer, millions best budget inn more will travel throughout the United States as well as to Canada and Mexico.
Car insurance from state to state is normally a pretty simple affair. Since every state has a different level of required coverage, as long as you meet your state s requirements , you should be ok. Your insurance will automatically car rental companies evaluation adjust car rental companies evaluation from a liability standpoint to ensure you re covered to the state minimums where the accident car rental companies evaluation takes place.
However, there are some exceptions that can be addressed by discussing car rental companies evaluation your coverage and destinations car rental companies evaluation with your agent or insurance company before hand. You ll want to check and see that you re adequately covered for every possible situation.
If you live in a tort state, you ll want to make sure you have uninsured motorist coverage car rental companies evaluation best budget inn as well as the maximum car rental companies evaluation amount of first party medical benefits best budget inn you can afford. Those from no-fault states will want to ensure they have full liability best budget inn protection covering both bodily injury and property damages.
If you re planning a vacation north or south of the border from the United States, you re going to need a few items: best budget inn a passport, a drivers license , and proof of insurance. Let s discuss car rental companies evaluation travels car rental companies evaluation to Canada first.
car rental companies evaluation The passport is required at border car rental companies evaluation crossings to demonstrate citizenship. best budget inn Your drivers license can be used in Canada best budget inn for three months, as they recognize any other nation s licenses for that period of time. And of course, best budget inn car insurance. Each of these three items are mandatory car rental companies evaluation for motorists entering Canada.
Your policy will remain car rental companies evaluation in effect after crossing into Canada and in all Canadian provinces and territories but you ll also want to discuss your coverage details with your insurer as well as asking them to provide you with a Canadian Non-Resident Insurance Card. This will provide proof of financial responsibility as well as proof of insurance.
best budget inn It may also require you to increase your liability limits, too. Canadian provinces require a much higher level of liability insurance than most states do, normally at $200,000 car rental companies evaluation of personal injury liability worth of coverage per person.
Mexico is a much different car rental companies evaluation country best budget inn than either the United States or Canada, car rental companies evaluation so as you might expect, this one can give tourists fits. Be sure to have your passports best budget inn and drivers license on hand. Car insurance, however, is a different story in Mexico.
Most car insurance companies will tell you that they ll provide protection for travels into Mexico within a certain distance best budget inn of the border 25 miles or so and for a period of time under two weeks, which is normally capped at 10 days.
However, the policy provided by your insurer will likely only include your own physical damage coverage collision and liability and not for your own personal liabilities to others if you re involved in a crash or collision. Discuss your policy with your insurer before you travel so there are no surprises.
Mexico doesn t require visiting motorists to have liability insurance, car rental companies evaluation but that doesn t mean they re without liability for an accident. The biggest rub, at least in our book, is that it s customary and typical best budget inn for Mexican police to take both drivers involved in a crash into custody.
The Mexican authorities will attempt to apportion fault for any collision, and if you re found to be the at-fault party, it s going to be up to you to prove that you have the financial means to pay your liabilities for any damages or injuries. Failure to do so can result in being thrown into jail, which is sure to ruin any vacation.
Since it s quite likely car rental companies evaluation your auto policy car rental companies evaluation won t cover you in Mexico, we d suggest looking into purchasing a temporary policy just for use in Mexico. Not only will they cover your liability in the event of a crash, but they re normally best budget inn very inexpensive, too.
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